ARBITRATION PROCEDURES

NOTE: THESE ARBITRATION PROCEDURES DO NOT APPLY TO USERS THAT HAVE AGREED TO ANY TERMS OF USE DATED FEBRUARY 28, 2022 OR LATER WHO HAVE NOT PROPERLY OPTED OUT OF THE RETROACTIVE APPLICATION OF THE FEBRUARY 28, 2022 CHANGES TO THE DISPUTE RESOLUTION SECTION, AS SET FORTH IN SECTION 15E IN THE TERMS OF USE. RATHER, FOR THOSE USERS, ANY LEGAL DISPUTES SHALL BE RESOLVED AS SET FORTH IN THE DISPUTE RESOLUTION SECTION(S) IN THE TERMS OF USE DATED FEBRUARY 28, 2022 OR LATER TO WHICH THEY AGREED.